Physician home loan program

Make the beautiful Monterey Peninsula your home. Take advantage of a home loan program for physicians, an investment in Montage Health’s future and yours.

How the program works

Recruiting and retaining doctors like you is a priority of the Montage Health Foundation and Monterey County community. Thanks to generous donor support, the foundation offers loans to current medical staff members not covered under a Montage Health recruitment agreement.

The loans are second mortgages. This means you must still secure a primary loan from a lender. You can then cover some of the down payment by using the Montage Health Foundation “second” loan.

Eligibility criteria

To qualify for this program, you must be a current Montage Health medical staff member:

  • On staff at Community Hospital for a minimum of one year
  • In good standing

You must also:

  • Have a full-time local practice without a restrictive non-compete covenant with a contracted group
  • Meet financial criteria to qualify for the loan
  • Not use the loan to purchase a second home
  • Not have already received a physician recruitment package

Loans are awarded on a first-come, first-served basis. Montage Health reserves the right to limit issued loans if demand exceeds allocated resources.


For more information, email Elizabeth Lualemana or call (831) 625-4501.

Contact us

Call (831) 625-4965 or submit an online form if you’re interested in learning more about the physician home loan program.